The new year is finally here! As we head into 2025, it’s the perfect opportunity to reflect on the past year and set meaningful goals and intentions for the year ahead. While many resolutions focus on personal health, finances, or career aspirations, it’s just as important to set goals around the well-being and future of your loved ones. Protecting your family’s future requires proactive planning, and there’s no better moment to start than the new year.
Here are some practical and meaningful resolutions to ensure your family’s future is secure, and start 2025 off on the right foot.
1. Secure or Update your Life Insurance Policy
Life insurance serves a critical role in securing your family’s financial future. Whether you’re new to life insurance and researching policies for the first time, or reviewing your existing coverage, the new year is a perfect time to make sure you have the protection you need to keep your family safe.
- New to life insurance? Research online and explore the benefits of life insurance. Commit to exploring different policy options that fit your unique budget and needs.
- Already have coverage? Review your policy to make sure it aligns with your current financial situation, family circumstances, and goals. We recommend you review your life insurance policy once a year, or after any major life event (marriage, pregnancy, buying a house etc.)
Action Step: Schedule a meeting with a licensed life insurance representative to discuss your coverage and identify any gaps. You can schedule a no cost consultation here.
2. Create or Update your Last Will and Testament
A legal will is essential for ensuring your assets are distributed according to your wishes and securing your family’s future if the unexpected were to happen. A will is crucial if you have children, because it allows you to designate a legal guardian for them if you were to pass away unexpectedly.
- If you don’t have a will: Don’t wait another day, create one this year! Online tools and legal professionals make creating a will more accessible than ever. You can use a step-by-step guide to help you through the process. We recommend this no cost Last Will and Testament Guide as a starting point. You can request yours here.
- If you already have a will: Review and update it to reflect any changes, such as the birth of a child, a new marriage or divorce, or purchasing a new home.
Action Step: Set aside time this month to begin drafting or revising your will. If you have questions or want help creating your legal will, you can receive a no cost consultation by signing up here.
3. Create a Child Safety Kit
If you’re a parent, keeping your children safe is always a top priority. Having a child safety kit can help keep your child safe and provide peace of mind in unexpected situations. These kits store important information like fingerprints, recent photos, and identifying details. Having an updated child safety kit on hand can help authorities locate your child quickly in an emergency if anything were to happen to them.
Action Step: Order a McGruff Safe Kids ID Kit (you can order up to five at no cost) and update the kit with your children’s information. Make sure to store your kits in a secure place.
4. Create a Family Emergency Plan
Life can be unexpected! From medical emergencies to natural disasters, having a family emergency plan can make all the difference in keeping your family safe.
- Come up with a communication plan, including emergency contacts and meeting points. Consider writing your communication plan down and keeping it in a visible spot in the house (i.e. the fridge) so everyone is always on the same page
- Create an emergency supply kit with essentials like water, non-perishable food, first-aid supplies, and flashlights.
Action Step: Set aside an hour of family time dedicated to creating and practicing your emergency plan.
5. Open Up Family Conversations About the Future
One of the most important things you can do to help protect your family is to talk openly about planning for the future. Protecting your family is not a one and done to-do list item, it’s an evolving effort that requires evaluating your current circumstances and goals, and having open conversations. Thinking about the future can be hard, but discussing these topics with your partner or family can be extremely beneficial.
The new year is a new chapter, and there’s no better time to set resolutions that truly matter. By prioritizing these goals, you’re not just creating a plan—you’re building peace of mind for you and your family that will last a lifetime. Interested in learning more about life insurance or creating your legal will? Chat with one of our licensed life insurance representatives today click here.
